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Debt & Death – Rickard & Associates

When our clients meet with us for estate planning, a common question we receive is: what happens to my debt when I die?

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Debt does not go away upon death, but what happens to it can change depending on several factors.

While you do not owe money after death, your estate may owe money.

An estate is determined to become insolvent if the debts exceed the value of the assets.

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by Oktavina•
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Red Flags in Physician Contracts

In recent years, we’ve seen physician contracts increase in length, complexity and burdens on employed physicians. There are lots of red flags that physicians need to be aware of when reviewing their potential contracts.

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Physician contracts contain a wide variety of terms and obligations and can be very specific. It is essential that physicians review their proposed employment contracts with a specialized attorney so they fully understand the potential consequences

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by Oktavina•
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How to Choose: Will v. Trusts

Depending on your situation, assets, stage in life and more, you might need a trust, a will, or both. We can help explain the differences between the documents.

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Wills and trusts are very different estate planning documents and either can be the right choice, depending on your circumstances. While they both provide instructions for distributing assets following death, a trust is generally a much more detailed document.

One of the

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by Oktavina•
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Are You Providing Patients with their Records Quickly Enough?

The Office of Civil Rights (OCR) continues to enforce their HIPAA Right of Access initiative on behalf of patients.

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Healthcare providers have been warned about complying with the HIPAA Right of Access as set out in the 21st Century CURES Act.

Now, providers are seeing words in action.

Since beginning the enforcement initiative, the OCR has brought forth 38 actions with financial penalties against healthcare providers in violation of the

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by Oktavina•