education meaning in english

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Estate Planning and Personal Property

Prior to meeting with us, many of our clients have felt overwhelmed by estate planning. Often, they are more concerned about the smaller aspects of estate planning than the larger ones.

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We help our clients plan to protect all of their interests, both big and small.

Frequently, clients have sentimental items that they wish to pass to family or friends upon their death.

While these items may be of little

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by Oktavina•
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Ready for an Audit? – Rickard & Associates

Government audits are in full swing and it is essential that your practice is ready. Failure to prepare could result in great fines and loss of patient trust.

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Failure to plan and prepare for an audit can lead to disastrous results. If you fail to catch mistakes in your billing, you may face hefty fines from the United States Department of Health and Human Services (HHS).

To avoid these fines

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Do I Need an Estate Plan?

Absolutely. No matter your circumstances, it is essential that you have an estate plan done to protect your future, your family, your assets and your interests.

Many people are worried about money and trying to cut costs. However, estate planning is not an area to ignore. Now is the perfect time to create or update your estate plan.

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There are so many issues that can arise as it relates to

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School board moves closer to finish line on anti-racism policy

Sept. 29—Members of the Frederick County Board of Education on Wednesday discussed their vision for the system’s policy on racism.

The current draft policy is four pages long and outlines how Frederick County Public Schools should handle racial bias on an individual and systemic level. It calls on board members to “engage in regular, candid and action-oriented discussions of race and racial inequities in FCPS”; and covers issues from hiring and training to data collection to curriculum.

The proposed title of the policy has switched back and forth between “Anti-Racism” and “Addressing and Eliminating Racism.”

It was initially written in

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LCS and ACS approves FY 2023 budgets and capital plans

Sept. 20—This month, the Limestone County and Athens City Boards of Education approved budgets and capital plans for the 2022-23 school years.

The Fiscal Year will end on Sept. 30, 2023.

FY 2023 budget terms

For more in-depth coverage of the terminology and definitions used in the budget, visit The News Courier’s website to read the Aug. 27 article when the school boards first proposed their budgets for the 2022-23 school years.

FY 2023 capital plan

Capital Plan Capital Planning is the process of budgeting for system and campus growth and renewal for buildings, infrastructure, and land.

The FY 2023

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UNICEF Urges Action To Transform Education, End Learning Poverty

How severe is the global learning crisis? Only a third of all 10-year-olds are able to read and understand a simple written story.

As a result of the worst shock to education and learning in recorded history, learning poverty has sharply increased in low- and middle-income countries, with 64 percent of children estimated to be unable to read and understand a simple written story by age 10, according to the latest data.

Another new UNICEF report shows

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Estate Planning After Divorce – Rickard & Associates

Our clients all have unique pasts that need to be considered when drafting their estate planning documents. Many of our clients are newly married or newly divorced and want to make sure their assets and families are protected, given their recent life changes.

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After a divorce, it is essential to update your estate planning documents or work with your attorney to draft new estate planning documents.

First and foremost,

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by Oktavina•